@Tom S.1) Under the IRS multiple loan rules there is a 12 month look back period (see reference to 12 months in the IRS post) whereby the highest outstanding balance of any loan during the prior 12 months will be considered outstanding for purposes of calculating how much you can take on a subsequent loan. 

The service providers RTR referred me to were happy to work with me even though I don’t have a US residence.

Hi Britt, are you referring to the M1 Inner Circle for Capital Rasing or other? 

I am not from real estate background and have been referred to bigger pockets by friends.

Wait so is Brazil in reference to Portuguese or Irish?

.: I didn’t realize the closing statement items were handled a different way and not included on the SchE.

This requires some effort and not just relying on a reference from someone or a quick glance at their fees.

I believe this was the loss limit @Chris Seveney referred to.

Meanwhile, the 35 million Americans on welfare you reference includes retirees, disabled individuals, and caregivers—not a vast workforce waiting to be deployed."

I'm happy to refer anyone as well.