It becomes a calculus exercise. the extra thousand raises seller costs, but should cover the extra costs at the margin in most instances. 

My GC primed and painted over them a few times thinking they were just old, stubborn stains that needed extra product, but they kept coming back after each rainfall.I hired a water intrusion detection company to help me pinpoint the problem - they said the new roof seemed solid and that based on infrared and temperature readings, the moisture is coming in from the partition walls.

Hello Davin, i would not recommend you spend the extra money on a financial advisor at this stage.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Look at the cost of the penalty and the overall cost of the refi and compare it to what you'd save/the extra cash flow with a lower rate and see what pencils out better.

Additionally, Mezzanine Debt may sometimes allow for a second lien recording, providing an extra layer of security.On the other hand, Preferred Equity generally does not carry a maturity date like debt instruments.

That leaves 72,500 extra. 

When you use a Big bank you avoid having to pay the extra "middleman" fees and points. 

For example, I  never hear stories of the turn key provider spending extra sound proofing between units or investing in better quality fixtures or other high touch building materials so that the end buyer can enjoy reduced maintenance costs and better tenant engagement.

I would start with, "If I paid you 10k would you release the extra lot so that I could build on it?".