If the return is expressed as an Annual Return, I do scenario analysis to calculate what the real return may be if the project is completed early and know that return for each maturity month. 3.

I have started sharing what I'm doing with friends/family business acquaintances and they have expressed interest in getting involved with me.

I have also considered (tentatively) pooling money with certain family members and a close friend (who has expressed interest) in order to make the math more digestible.

@Krystal Richardson  here's a little help to assist you in tweaking your introduction letter's.You may want to add: I wish to express my deepest of condolences to you and your family on the passing of your loved one, (decedent's name). 

I expressed interest in commercial real estate, but heard that it is even harder and riskier than residential real estate.

That body of knowledge can be frightful sometimes Joel :)I've seen blogs by frustrated poets and authors, just a means to express themselves and that's all well and good to let the creative juices flow, but when it comes to things like advising others in money matters or their health issues or buy a home, you'd think people would have enough sense not to advise if they really didn't know the subject....not always the case I know. :)

For instance, 24 Hour cash payments ( paying rent at 7-11 or Ace Cash express), there is no extra cost for me for this services.  

Brandon is a meth addict who continues to message us asking for his mail (even though we have expressed multiple times to him that we no longer get his mail because we took his name off the residence list).

I enjoyed Real Estate Express and McKissok both.

I basically had the same thoughts as most of the opinions expressed here.