Note: I am not affiliated with him or compensated for endorsing him.

I see a processing fee, underwriting fee, doc assembly fee, lender fee, lender title policy, owner's title policy, closing fee, Title endorsement fee, recording fee, state tax/stamps, appraisal fee, credit report fee, flood cert fee...fee, fee, FEE, FEE...which of these are acceptable versus fees? 

So if I understand correctly, you'd fully endorse that not only you'd agree, but have seen in action with your very own eyes, that the U.S. is a Plutocracy, wearing the costume of a Democratic Republic. 

Hudson County is one exception as fairly valued, but then there are counties at >20% undervalued.High absolute prices preventing good cap rates (price-rent ratios), are also not present as NJ has pretty strong caps outside of Hudson County, in spite of super high property taxes (e.g. 8% average for multifam in Sussex County, 10-12% in counties like Burlington, Cumberland etc, zero endorsement for those).Also cap rates in Hudson County can go upto 8.5-9% for a 3-4-family property, in spite of a dismal 4% average cap rate for the county.

Personal liability, but loss of use coverage; corporate endorsement liability, rental to others short-term liability, and a few other endorsements that I don't understand.  

Seems like Bridge has a very strong reputation (personal endorsement from Brandon Turner is quite impressive) here on BP - I was surprised to see that Voepel (the PM that Bridge uses exclusively it seems?)

@Mary AinsworthLast fiscal year, 10/2021-9/2022, there were only 8 FHA 203k loans endorsed in the San Diego area & only 1 last month. 

But it's mega loan servicer Cenlar who endorses the back of the checks, and after a thorough grilling I got a person on the other end of the 1-800 number that answered as WF to finally concede that their W-2 and paycheck says Cenlar on it, not Wells, even though they answer the phone as if WF employees. 

I spoke to my insurance agent and she informed me she got an endorsement in the LLC insurance that covers me personally, besides the umbrella.

I placed the business in an LLC, and when I bought my liability insurance, the agent told me to pay for an endorsement that covers me personally as owner as well.