The ongoing risks of hurricanes and other natural disasters continue to drive up insurance costs, adding another layer of complexity for both buyers and sellers in the market.5.

Baja is beautiful and just driving down the coast takes me back to California in the 70s.

Most recently I am using Fidelity's full view product as they are the broker I primarily deal with.I have some historical spreadsheets on Google drive but they mostly just show monthly pay/bills rather than providing any comprehensive statement of our finances.

A couple years ago, on a cost per ft basis, existing home sales started exceeding the cost to build new so that drives things. 

The tradesmen charge a minimum regardless of sqft of the house which drives up our cost. 

That was what I thought and it matched my availability and asset sustainment needs.  

But for sure have an agent that is local do a drive by snap some pictures and give you a price assessment to see where your at. 

I may have to drive for dollars and scout out my own deal, but the problem with that is all of the stipulations that come with the STR restrictions.

What's driving you to want to invest in real estate?

I would throw caution at giving credibility to news stories about rates driving people out of Florida or increased natural disasters impacting rates.