If you don't have that drive and that determination to make it work no matter what.... someone else that does will always surpass you.Now, mentorship is a great offer in some circumstances.

I have been talking to a few individuals in similar circumstances, and that was their general feel too..... until I stated 'educating' them about the potential benefits of it :-) , partially trough sharing posts and blogs from here at BP!

This is what I found so far, since no one replied:Under these circumstance they can encumber: Property is NOT homestead (they don’t live there) Creditor has recorded the certified lien in the same county Recorded judgement was in the past 10 years (can be re-recorded  to extend to 20 years.)

Hunt Club may look close on a map but it's in a distinctively separate, inferior sub-market to fountain parc.

There are three distinct types of knowledge you needThe strategies - you don't need to know them all, You only need to  know one, enough to do a dealHow to evaluate a deal. - Many never get to this point. 

Absent some special circumstances (not likely considering there is a $0 or low mortgage balance), there is literally no incentive to sell pre-auction... the auction company has a guaranteed sale and the owner knows that participation will be great because the property WILL sell on auction day.As a bidder, hope for bad weather.

Was the property in its original condition really bad or were there some special circumstances causing it to be sold for $60K? 

@Andrew LawlorHey Andrew, We all come from different life experiences and circumstances.

@Monica Evans You can't claim personal gift cards as business expenses, under no circumstances. 

Ideally you offer 2 or 3 yrs depending on your circumstances with an option to have a one time 6 or 12 month extension.