I am a Chromebook/smart phone user, sitting at my desk top is inconvenient, no anywhere access and no collaboration options I have found for my primary users.”

They want to see the following:Credit Report ( first page showing your middle score )Assets ( First page of a bank statement, IRA, 401k ) They want to know you have the down paymentPre Qualification Letter ( Realtors want assurance that you are gold and will close )DU or LP is the most important ( Desktop Underwriter or Loan Prospector )This is the automated approval showing that you actually qualify.Sounds like your lender isn't doing any of this. 

Do your due diligence fast with a title search and appraisal and complete personal inspection.That's easy and skip any junker monsters...there are tons of deals out there no matter what they say...it is easy to find from you desk top computer at home.  

I have been using Quickbooks pro desktop for years for our other business.

Try Penfed.org, usually they are very quick and mostly do desktop appraisal 

IT tip: you can take a "screen shot" of whatever is currently on your Mac screen, and get an image file on the desktop.  

More personalized, and less "desk-top underwriting" - yes.

As for an appraisal, some use desktop underwriting, or automatic valuation models,  vs an appraisal.

As long as these businesses remain under the radar, most people will ignore them.In my case, I worked out of my home for years as a technical writer (standard desktop computer and laser printer, along with a telephone and high-speed home Internet connection).

I've been looking for someone who may have asked a question I have and this is the closest thread but answer my question because of the nuiance.I got a desktop appraisal done on my property when I bought the home last month and it came back favorable.