It seems around here they are a self-contract service, so I assume an invoice/ W9 employee.

On personal if you sell a property you must cancel the policy and wait for refund where with commercial you just correct the invoice for the month.Commercial allows for vacant property where personal only allow vacant for 30 days.That said personal probably has a lower roof deductible than commercial.

One contractor is asking for $300, would apply it to the invoice if I choose him. 

I also ask them to save the receipts for any material they buy and I reimburse that and they invoice me for labor. 

If you have to hire someone just charge them invoice.

Appraisal invoice should have been sent to you for payment after signing your initial loan package which you should have received within the first week, 10 days max.Typical close time with an actual mortgage banker, not a bank, is 21-30 days depending on who you’re working with.

I don't use it's payment collection option, but instead use Quickbooks Online's invoicing and automated recurring payment feature.

Ask to see the appraisers invoice.

If it is for a credit score/background check you can purchase them through companies that sends the invoice directly to the tenant.

Everyone here is so dang stiff. no sense of humor no color.I imagine this is how everyone is in real life when they meet people.Yeah no wonder!