I'd suggest you sit down and go through your monthly expenses and see where you are spending your money and if anything can be cut. 

I guarantee the month after the meters come on, the person responsible will fix their leaky toilet or cut back on consumption.

You can be good enough at REI that people will give you their money to invest with them giving you a cut of the profits, or wholesaling where you find a buyer to assume your contract before closing. 

Another option to consider may be investing in a turnkey property with solid management, allowing you to earn passive income without being tied down.

Our strategy typically involves tying up a property that we feel has a strong probability of entitlement for multi-family use. 

Agreed, Airbnb is in the business of renting out your place for a cut. 

Examples of common objections include needing to discuss with a spouse, feeling it's not the right time, uncertainty about the location, or having funds tied up in other investments like a 401K, 1031 exchange, or the stock market.

I've considered selling to investors, but I'm concerned they might want a substantial price cut, which is why I'm trying to sell it to residential buyers first.

Good property management companies do tend to charge fees on multiple things on top of their monthly rent percentage cut.

With rates expected to be cut next month I would suggest a 3-6month CD to lock in the higher rate as long as you know you don’t need the money early.