I really think you have to make an assessment is this a banker/bank I can grow with or if I do this it will have no real benefit long term.for me banking is critical to my operation..

Am thinking of going to auctions but am aware that proper due diligence is critical.

To All, By paying off 2 mortgages worth around $220K, wouldn't I be increasing my home equity and also helping to reduce my debt to income ratio i.e. a factor very critical for getting future mortgages for future rental investments?

As such, and given that I'm not from the area, it is critical for my success to establish trustworthy professional relationships with 'locals' that are very familiar with the area.

Working with a trusted advisor is critical.  

Interacting face to face will help tremendously with forming those critical relationships to aid your progress.

How can I improve without criticism?

This is one of my most critical tools.

However, it's critical to be aware that the appraisal will either make it a non-event or be the pre-show to a 3 ring circus event that includes rebuild letters from the City, variance/grandfathering, etc...Mobile homes are considered personal property and as such are not eligible for a residential mortgage.When a mobile home becomes a manufactured home, and that manufactured home has it's title from the DMV fully surrendered and fully converted into real property then at that point if: It is the ONLY unit on its own lot; and its permanently attached to a permanent foundation; and It meets all the normal manufactured home eligibility requirements Then - at that point, a manufactured home could be financed via one of the following correspondent options.

Do you feel confident that, somehow, the United States will right this ship or that this generation will be the last to have experienced the splendor and grandeur that was the United States of America?