It’s also a test to see how committed you are.

But the other posters in this thread are correct, if you apply for an owner-occupied loan and never move in, you're committing fraud.

Inspired by Brandon's book "How to Invest in Real Estate," the infamous "Rich Dad Poor Dad," and the invaluable insights from the Bigger Pockets podcast, I'm ready to expand my horizon into real estate investing while continuing my journey in the aerospace sector.Armed with a Bachelor's degree in Business and currently pursuing a 2nd degree, I'm eager to leverage my skills & commitment in this vibrant market.

The money must be secured by real estate or in the eyes of the SEC you have committed FRAUD.

Regardless, I am committed to doing this and am willing to put in whatever effort is required.

I have yet to see a commitment letter or closing statement and I was supposed to close yesterday.  

Crime rates per capita here are pretty exaggerated as a huge chunk of crimes are committed by folks from out of town. 

It includes professional photos, a yard sign, a comparative property analysis (CMA) and a personal home overview to go over what should be done/fixed/updated to maximize our home sale.1 Year ListingA listing on MLSLI.com, HGAR.com, OneKey MLS, Realtor.com, Zillow, Trulia, and other partner and other real estate agent websites36 photos uploaded to the MLSFree changes (price, open house, description, photos)All legal disclosures and paperwork providedFree MLS flyers, open house flyer & sign in sheetsReceive all buyer leadsLocal Broker help by EmailWeekly Listing Stats for your propertyShowing time Scheduling (if wanted)Electronic LockboxPhone call questions and help with anything you need during the selling processThey negotiate your offers for you professionally They verify all buyers pre-approvals and/or proof of fundsThey fill out and send all required paperwork to the attorneys to get contracts goingThey handle all home inspections and potential issuesThey deal with the appraiser and provide comparable sale information so your house appraises for the contract priceThey confirm the commitment of buyers mortgageThey help deal with any legal issues from the town if there are anyThey handle the walk through and any issues that might ariseThey attend the closing (if there is no scheduling conflict)I make the appointments and show your own houseCost: 1/2% with a minimum of $2500

However, his mom's offer to co-sign shows commitment to ensuring rent payments.

or instead of worrying about it.. simply pay the few hundred bucks and get a title commitment from your local closer/title company that will tell you where you stand for sure..