I would NEVER flat out believe what a broker tells me.

@Ashley WolfeWe have our cleaning lady take care of everything as a flat fee 60 dollars, and tenants self checkin with lockbox We habe two onsite one as emergency and one that gets changed after every tenant.

It’s pretty simple, if you can make a legitimate claim that it’s your primary residence there’s not reason cmhc won’t insure the loan.I’m pretty shocked a mortgage broker would give that point of view, it’s flat out wrong.

House hacking may still be an option depending on where you live, it just won't be as lucrative  there are many cities around the country where a single family home will have a granny flat in the form of an attached room with a separate entrance, a casita in the backyard or even a basement apartment. 

If so, were permits pulled & were they installed by a professionalAre any of the homes rented to studentsIs there a flat roofare there asbestos shingles - Heating systems- PlumbingSome companies will not write properties with systems that have not been updatedThe Year that the following were updated (either partially or fully) would be good to know:- Heating systems- Roof- Plumbing- electricalSome companies will not write properties with systems that have not been updated.As long as you are living there, the proper policy for a 1-4 family is a "Homeowners" policyc.

Flat ceiling, eggshell walls, semigloss doors and trim. 

@Dave Carella I put a bid of $110k on a foreclosure listed at $97k, and it was flat out rejected so I feel your frustration.

I'm about to approach the tenant with a new lease / terms with the "baked in" escalator rent increase. 

At this time he charges a flat fee of $300 for a SFH inspection. 

Note: by "sell", I don't mean list it on the MLS and sit back (otherwise flat-fee would suffice).