I don't use property managers so I won't make any recommendations there, but just out of curiosity, have you already found a deal on a multi? 

Just out of curiosity, have any of you changed your requirements for new applicants?

Just out curiosity how would you defend that from claiming it's commingled funds/assets ? 

Out of curiosity what is your current job?

Let your curiosity about real estate guide you by listening to podcasts, reading books and educating yourself about the many different genres of real estate! 

Sounds like a good time for you to itch your curiosity so you can know if it works for you moving forward.

Out of curiosity, where are you pulling this data from?

There is no variations or rate risk since it’s “fixed,” however the downside is on day 1 when you get that 30% LTV loan you’ll be accruing interest.So at the end of the day familiarize your self with both payments from hypthetical scenarios with that HELOC at different rates 7-12% just in case that eventuality comes to pass or go the fixed route for peace of mind but know the pros and cons of each.Good Luck on your game plan.

Out of curiosity, what's your opinion on market rent for 1100 sqft above grade rowhome with 3BR/1.5BA, new HVAC, new renovations, finished basement on Roland Heights Ave in 21211?

Biggest curiosity regarding all of this is how they intend to crack down on illegal operators.