You're going to come up against the fannie/freddie county loan limit hitting you if this is a SFR, or you're going to go with a jumbo product where it's per investor and outside of fannie/freddie world of ballpark uniform guidelines.

When you are running 300 doors like she is talking about you must be uniform in your actions.

So I dug this up: 1997 Uniform Housing Code Section 503(b), Health and Safety Code Section 17958.1It states something along the lines of...Every dwelling unit must have at least one room which must have at least 120 feet of floor area.

The Uniform Residential Loan Application has a question that reads: "Is part of the down payment borrowed?"

If you want to come in with guns loaded and ready to fire in order to overcome underwriting objections and preemptively "prove your innocence," dig for your old Uniform Residential Loan Applications where you signed indicating your "intent" to move into the various properties, when applicable, and then dig up some old bills from a few months after purchase that were mailed to that address, proving that you did indeed do as you said you "intended" to do each and every time.An underwriter with an IQ over 70 will be able to look at an interest rate on your mortgage statement, look at the date the loan was originated on your credit report, and instantly know if you purchased that property as a primary residence or as an investment property. 

Unlike consumer loans, these suits have been uniformly unsuccessful for the borrower.  

You probably have less grass to cut on this property then on all of your houses, you can buy things in more uniform fashion...the list goes on. 

There is not a lot of uniformity in the industry.

That is rapidly changing in many areas but its not a uniform transition.  

I hate to keep deferring to that answer, but this is just a situation that lacks a uniform answer.For instance, our lease explicitly states that the deposit may NOT, under any circumstance, be used in place of rent; wether it be first, last, or any month in between.