The interest rates are terrible. 

If this is financing for a stabilized property rate carries more importance but rate combined with origination fees, pre-payment penalty and term in which you intend on keeping the loan in place are all considerations which together should help in deciding the best financing option.

With interest rates where they are, that could keep your cash flow strong while allowing you to scale. 

You do not indicate what your current interest rate is.  

Each property comes with its own set of risks and every investor must understand those risks and do the minimum - get 3rd party inspections, 3rd party appraisals, verify rents, jobs  and crime rates at city-data.com - before buying.

From my research Poughkeepsie looks like an area on the rise. 

Along with that you purchased at a decent price, cheap rates so your mortgage should not be expensive.

Airbnb people have been discount seekers. try not to go by what you have heard,  but try it on one of your properties  and give it a few months  at a higher rate. 

Higher turnover rate of tenant2.

You fail to the systems in place, keep strong standards and the failure rate is light.