I was thinking about using it for undervalued houses (under 200k) 70% or less on ARV with no to light rehabs  and refinance to get my cash back or should I thinking bigger leveraging HML to maximize my return?

New LVP flooring upstairs to replace all the carpet, new cabinets and countertops in the 2.5 bathrooms, new fiberglass shower in the guest bathroom, new walk in shower (tiled) in the master bathroom, next lights/sinks/faucets/toilets/etc in all bathrooms, new paint on kitchen cabinets, new pulls on kitchen cabinets, new ceiling fans throughout, and fresh paint throughout.

You should just take your money and light it on fire.

We are looking at possibly using capital stacking to fund holding costs and a light rehab for a sub to property we own.

They continued to ask what I could hire someone for to paint, install a vanity, install lights and so on.

Though I must admit I don't yet fully understand, this has brought a lot of things to light for me.

-Add Outdoor Lighting: Illuminate your home's best features with strategically placed outdoor lighting.

I have two questions:1) What is the average rehab cost/sqft  (cosmetic, light rehab, and full gut) in the Charlotte market?

Cameras, security guard, locks, types of lights?

They market your property and do light repairs.