I'm a wholesaler and flipper focused in SE Idaho.

I would focus on getting a solid job/career then going into a house hack. 

Tough environment to focus on studies. 

Since your goal is lowering monthly payments for better cash flow, it might be worth focusing on reducing expenses elsewhere or exploring other investment strategies.

Ultimately, consulting with a real estate focused accountant is the move here, but this should be a helpful primer.

People are busy with the holidays, and very few are focused on moving. 22 days isn't ideal, but it's not bad for this time of year.

It’s built for property owners who are focused on raising capital quickly while keeping long-term ownership.

Quote from @Premraj Jeyaprakash: I'm exploring potential opportunities in short-term rentals (STR) in West Virginia, with a particular focus on glamping.

And if your investor friend’s private loan helps fill in any gaps, it might be worth considering that short-term pain for long-term stability.What do you think you’d focus on first... paying off that line of credit as fast as possible or jumpstarting the renovation to boost cash flow right away? 

Financial advisors focus on what they now best.