When there is a storm, the entire state sucks up the losses by raising premiums.

-If the person dies later than expected, I face a financial loss. 

the property with the most 3-5 year stuff should be on your short list to sell now if you're cash-strapped and you can at least cut your loss without having to inject more cash. 

Add the finance issues, level or effort it requires, loss of something from primary unit (even if it is just yard), and the amount of time between first capital outlay and initial income.In general, adding a ground up ADU in SF zoned area is a poor investment.  

In addition, the lender is going to incur costs including losses do to the time value of money if you stop paying and they have to take the property back.

Today, I've been taken advantage of, and I'm now fighting hard to recover my money.

Is there a process in RI that allows for a wage garnishment to recover those funds?

But how much damage will be done by hoping for the unknown and operating at a loss?

They were reducing the premium slightly for this loss of coverage. 

yeah get out of that when it recovers and self directed IRA conversion to buy more houses :)