If the buyer has good credit, you might go lower, while buyers with poor credit might justify a rate closer to 9% or 10%.Market-Based Adjustments: Keep in mind the current prevailing mortgage rates (which are currently around 6-7% for traditional financing) and adjust accordingly to stay competitive while still reflecting the added flexibility of seller financing.3.

Persistence and patience.Let's dissect this for a second.Lists work SO poorly that, in order to get a deal, you need to send THOUSANDS of mailers to COMPENSATE for the poor performance to get results.So you do, and you get a result.

I don't intend to keep this up as products are updated.https://airtable.com/appQfAgO7szJR58b2/shrZwR7x8Zpd2zkpJ

or any kind of product that will help me tap into the equity of my lot. 

Ignorance is my main issue but after reading Rich Dad Poor Dad I’m inspired to get in the game.

@Brock Mogensen, I scheduled a demo with their team and it looks like a great product.

As to the "IF" in that last statement - check out this thread on Norada Capital where they basically said, "Yeah, things are going so poorly that you aren't getting your money back any time soon" (very paraphrased):https://www.biggerpockets.com/forums/960/topics/1196567-nora...I'm a "own the property yourself" guy.  

., tours, etc) however, many applicants had evictions and poor credit history (low credit score doesn't bother me, but when you have 7-10 credit card and personal loans in default, it's a serious red flag.)

Because of the design issues and how sprawling they build (meant to be a suburban product), they valuations are going to be lower than an urban or urban adjacent infill lot.

There may be some products available through a brokerage that requires less, but you may need to do a little digging.