I estimate it would last another 5-10 years under ordinary circumstances so I'll charge the tenant for that amount.Another suggestion: don't take a "pet deposit" because that implies the funds can only be applied towards pet damage and tenants can fight you on it.

Ken, if the tenant fights the removal with any sort of free legal counsel, it's going to take a while to get rid of them in the given scenario.

Right now I feel prices are all inflated because of all the investors with tons of money "fighting" over sub par deals.

I love the no parking because you don't have to maintain a parking lot and tenants don't fight over parking spaces.

Identifying anything that would help us in the fight that we were walking towards.

My biggest concern would be greedy family members - I am seeing it too often how families fight over inheritance.

Then fight those with the big 3 credit agencies.

You can't really help at that point.Once an owner's file hits the lender's lawyers' desks, that owner is going to have to either fight foreclosure (which is expensive and a big pain and arguably futile) or try to work with loss mitigation to get a short sale through (or pay off their note!).

If your serious about fighting it, you should have your own private analysis done.  

When it comes to money (especially lack of) and a person's home, some borrowers will fight hard and some will play dirty.