Two syndications with 12% return, great management track records, everything the same except the deal itself.Everyone above has given you a good breadth of concepts, so these fit your concept of passive?  

What could I expect to have as current average loan interest rate and points/fees if I am a new accredited investor with excellent credit?

While I'm not certain about your current real estate objectives, I can assure you that this is an excellent platform to enhance your knowledge and connect with others in the field.

Secured loans offer excellent short-term gains.

It sounds like you're taking a thoughtful approach to real estate, and the BRRRR method could be a great fit for you as it aligns with your goal of generating passive income.

Quote from @Becca F.: It's now 2 weeks later since the last comment.

Jason, Thank you for the excellent and extensive information. 

Find the strategy that fits your financial goals.

Hone your Excel skills by creating pro-formas to practice your 1% rule underwriting while never touring a single property 4.

We currently have 105 units and are using a variety of excel, google docs/sheets/calendars, apartments.com (ads and rent collection), docusign and QuickBooks online (which we would like to keep).