I got her the Ben Mallah discount. 

Is that two points origination or discount points?

Welcome to BP@Martyn Whitham, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!

Being someone who works in investment real estate, I tend to come across quite a few discounted properties that are located near railroad tracks.

Keep in mind you can also tweak some of the coverage amounts they send you, and you can sometimes get discounts for certain things like weather resistant windows, security features, fire alarm, etc. 

Identify a property that can be acquired at a discount for whatever reason (benchmark 60% ARV)2.

as meanchend 1st mortgage stays with the property; you might want to consider negotiating with the lender to pay off the mortgage at a discounted price. 

I'm out searching for questions sellers have about "flat fee" or "discount real estate listings" and saw your questions.

Here is what is good: in Colorado they pay 9 points above the current US Federal Discount Rate (which is 5.5% right now) - so that would be an interest rate of 14%+.

Tell them you will give them  $10-$20 discount per month if they helps you keep an eye on it and you will give them a $100 gift card 12 months from now if no more fines.