That says a lot too. The

By dated, do you mean it needs new paint & carpet, or are the bathrooms pink/baby blue and the kitchen cabinets falling apart?

My wife is similar and when we went through the first 3 baby steps, she really couldn't exist with only $1,000 baby emergency fund. 

Baby flippers think contractors are desperate for jobs and treat them like handymen (not that I think handymen are low value, they are also so important) and always say I am going to do so many jobs with you, can you just give me an estimate only to find out the baby flipper has a 10k reno budget and this is a 75k reno and then they think the contractor is trying to juice them because they only think cosmetic and don't understand plumbing, electric, foundation, etc.

I like these properties, but I would “fine tooth comb” the property before I pulled the trigger because a slip up on a property that needs a lot of work has more potential consequences than a light rehab.

Then what you're talking about is extremely, extremely expensive teardowns, with the so-called "missing middle" being put there to maximize the economic return, which means that you will have extremely expensive rent/buy condos/townhomes/2-3-4-plexs.California suffers from the perfect storm of stupid policies, bad street planning (that's actually getting worse), some real actual natural constraints to building, and receiving a massive local inflation hit from not only the Fed's money printing machine but also from overseas investors who also have monopoly money looking either a place to dump some cash or somewhere to have an anchor baby.

In the long run, I aim to become a broker and delve into development, but for now, baby steps :PHappy to be here, to learn, and connect with the community!

That's the going price for 2000sq ft new builds (this one has a killer view too). The

My wife and I are expecting a baby here in the next few weeks, and the process has been much cheaper and easier than it was with traditional insurance. 

It might not be the best best rate but the application process has been fairly simple and while I have my primary loan officer it is not uncommon for me to send correspondence to his boss that I have known throughout the years who is the head of the mortgage department for all of their branches during the process too. The