There will be ups and downs and market swings based on both internal and external factors beyond our control but I expect your home will continue to outperform inflation rates.

Does this insurance keep the cash value the same, or protect against inflation rate, or have even better returns?

You'll find a few good ones who are very good at consistently bringing good deals that fit your criteria, and a lot more who just have overpriced crap with inflated ARVs and low repair estimates. 

Ideally the rents would be under market with the units as-is, or under what you could get after relatively minor updates to the units, giving you an opportunity to increase NOI.Of course the expenses in the listing are only $9,784 per year - in listings they are always going to be low, to inflate the NOI. 

Big box stores have to inflate prices so many employees etc discount places same stuff, less costs, therefore, better prices.

On the other hand, by house hacking you may achieve the same living for free scenario or let’s say that you are $100-$200 out of pocket, but you will also benefit from principal pay down (you gain equity with each mortgage payment), tax breaks, inflation (each year your rent may increase, while your mortgage payment stays the same), and appreciation (maybe).

The stock market is way too inflated at this point in my opinion. 

I got laid off...and was paid a 9 month severance which inflated my 1040 adjusted gross income. 

Cash flow is tight and prices are inflated here.

Hi John,Absolutely I've come across a few "deals" and the prices are highly inflated which makes it difficult to make those numbers work.