You'r standard estate plan is still 100 years behind the times, and families have devastating costs due to poor traditional and outdated estate planning that have nothing to do with asset protection.

Any suggestions whether it's worth it to go with traditional big law attorneys or do something alternative?

We were happy because we bought around 40 houses with only about 5% down out of our pocket in the end.They didn't cashflow very well for a few years because we had to get higher leverage to get all of their money back but rents are going up and they're doing better now plus we have a ton of equity that we can repurpose if we so choose.Hello Jordan,So when you refinanced it, was that through a traditional bank? 

Keep in mind, with hard money the down payment tends to be a bit more than traditional loans. 

Then you can use Proper for the STR and get traditional for your home.

Without a large down payment, cash flow can be tough to find with a traditional rental right now. 

very little will cash flow right now on a traditional long term basis. 

The benefit of the rooming house is that rooming houses cashflow more than traditional rentals (i.e., squeeze more tenants into smaller spaces).4.

May has traditionally been a slow month prior to Covid.  

Scott Trilling with IU Credit Union is also a great resource and may be able to offer better rates than traditional DSCR lenders, depending on your situation.