@Chiquita Mcgill   this is nothing more than a Nigerian type scamthink it through .. unless you personally have a ton of liquidity and experience there is no lender on the planet that is going to loan you 2.5 million regardless of rate.and there is no lender on the planet that gives out 2.5 mil dollar unsecured loans. 

Also, while paying down TOXIC debt is good, you can't always finish paying it before a good deal comes along so don't feel bad.

Indy is one of the best markets on the planet and we are very fortunate to live here during this time.As Mike mentioned, please stay away from duplexes - I've tried [several times] and they are just no fun at all [even though they look sooo sexy on paper].There a several local banks and credit unions that will refi without waiting 1 years.  

Is it toxic mold?

Every single piece of silicon on this planet is tested prior to it ending up in a F22 fighter, your car, Ipad or printer, and what I have seen in the past tech down turn was a distinct decline in orders prior to the over all market going down. 

. - Makes Grass Green Again - The Non-Toxic Solution for Water Restrictions & Drought - Skyrocket Your Curb Appeal!  

@Andrew Buchan  why log cabins.. are you trying to store carbon for the planet ..

., toxic/radioactive waste cleanup).

@Bob Malecki  listened to most of the pod cast then when it got to Only one foreclosure in 30 years and buying NPN... that one is pretty wild that's got to be the best record on the planet...

I know they won't allow you to remove the shingles yourself because of the toxic material and the strict regulations here for the disposal of it.