@Michael Daharsh...you're going to want to go retail bank portfolio for a loan of that size. 

Be sure to hire an attorney with solid transaction experience with a focus on retail leasing - it will make a difference. 

To no surprise a lot of the people who respond to me are seeking retail prices.

Second, is that there are two types of labor prices; retail home owner and investor friendly.

Check out the type of local retail stores and amenities and schools could make a difference as well as any school or business-related bus stops for public transportation. 

Educate yourself for a deal, or buy over retail and make the money back via long term rents.

The market here (like everywhere) now has retail customers paying size-ably inflated prices for properties.

@Patrick PhilipThe beauty of much of this business for the investor is that while an investor sees a piece of land with a structure on it in terms of fungible value, a retail buyer sees a home and hearth, a place to raise their children, somewhere to grow old together with their loving spouse, a symbol of their financial competency, a mark of belonging to one class rather than another.

A buyers agent should be able to see what it recently sold for and pull comps to advise their clients on the correct amount to offer on the property if it's going to go to a retail buyer. 

Dont take the easy route and buy retail properties.