Seemingly if I made this an ADU instead of a duplex I wouldn't have to rate these walls, once again complicating the intent of the code.Just above the code section I reference one of the exceptions to fire-rated walls includes exterior walls of individual dwelling units on the same lot, which may eliminate my need to rate those exterior support walls.

Thank you so much Denise, so the new law you are referring to is HB. 270, correct?

It's in Grand Rapids, MI for reference.

When you say "institutions" are you referring to the lender?

As I mentioned this is my first property and I got to this point without too many questions since my realtor was really helpful, but my property manager wasn't as helpful and she mentioned that I should discuss this with my insurance agent, That I don't really have one reference to trust, so also if anyone has a good insurance agent from Utah it can be helpful.

@Alan Asriants, my wife, who is a designer, and her other design focused friends, refer to these as "Dude Flips".  

The fnma guide is best reference there is handy chart in there https://selling-guide.fanniemae.com/sel/b3-3.1-08/rental-inc...

We always used private loans from people we knew and then later networked with or were referred to us.

Speaking to investors last spring, AMH executive Bryan Smith touted a recently implemented "pet program" and said, "we're very excited about the opportunities we're going to have for ancillary revenue," referring to fees.

I wanted opinions from real estate investors, STR Hosts, and even property managers on the difficulties of hosting, tips for my co-hosting journey, and especially, how to onboard my first client with no references and where to find hosts.Thank you in advance!