But as for the seller finance, would the loan to the seller be the difference between 450k and the refinance number of 220k?

We always make different exceptions for long term tenants due to what is considered normal wear and tear from a one year tenant compared to a 5 year, but cleaning isn't typically something we make exceptions for. 

The 2008 timeframe was different and in situations a lot harder than now, but this market will shape a lot of investors that found their new market, product to focus on, and/or to dive in deeper when times get tough.   

You have he ability to connect multiple accounts if you would like to setup different properties like this.

I don't know about the different type of work permits.

If they called you first, would you have made a different decision?

I currently work in the turnkey investment world helping investors create a real estate portfolio, if you are ever interested in trading different strategies and goals, I'd love to connect! 

How long it takes to be financially ready is different for everyone.

Repurpose the money into a variety of different options.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.