Tom, Based on what you've provided, if the property was held over one year, you'd be subject to the long term capital gains rates and any depreciation that you took on the property in the past would have to be "recaptured" (Added to your income) at the short term tax rates (but it will not exceed 25%). 

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

I realize that direct bookings don’t have the protection or support (should something come up) that these platforms provide. 

Many times, hosts think the company or broker provided a STR policy just to find out when a claim is made there was a little sentence in the fine print that stated any STR activities canceled the policy out.

There are also several funds out there that provide high single digit yields that are low risk. 

I charge a completive market rate while providing a really good service. 

This type of short-term loan can provide the funds needed to renovate the property.

" These provide a ton of good insights. 

A continuing resolution continues the pre-existing appropriations at the same levels as the previous fiscal year (or with minor modifications) for a set amount of time.[1] Continuing resolutions typically provide funding at a rate or formula based on the previous year's funding.[3]If you scroll down to 2025, you'll see the government is funded through 3/14/2025. 

the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.