., environmental are not covered under your policy, earthquakes, floods, drug labs.A land trust does not offer asset protection but it does provide "due on sale" protection for transfers into LLCs.

Did you realize you were renting to drug dealers?

So we have a million total.The plan was to buy 2 4plexes, but I would like to go bigger and just get one building.My question is this- how do you get out of the "30% down" world and into this "financing is easy for bigger buildings" world.I'm part owner in a drug/alcohol rehab business and we need to get as many doors as we can.

We built a house in 2008 my husband and I are not contractors but my husband gathered all the man power we needed, he would go to construction sites and speak to the workers to see if they wanted to do a side job that's how we were able to get all the people we needed, we also did a lot of the work ourselves like sheet rock painting and HVAC the biggest challenge was not the fact that we had never done anything like this before or that we built in a bad area and people would steel material to buy drugs, which forced us to buy a fifth wheel trailer park it on the lot and live in it, it was the money and time we did everything cash, my husband was working a full time job 5:30am to 6 or 7 pm (he is an AC tech, and here in AZ the heat is brutal ) and doing AC side jobs after work he would get back around 10 or 11pm than he would pick up the hammer and work on this house we were building, and go to bed around 2 or 3 am sleep for a couple of hours and continue the same rutine.

We stopped by the property around 9pm last night to make sure things were locked up, and he was there by himself doing some touch up painting and appeared to be high on drugs (and offered us a beer).He is still insistent we'll close everything out next week on schedule, but I have serious reservations.

The author first lived in the worst trailer park in America's fourth poorest city (Milwaukee)--  the park had sections for sex offenders and drug addicts.

It's a big draw in that rental when prospective tenants see the wood. 8 years and it's holding up fine (except for where the very first tenant drug a bed around and scratched the bejesus out of it).

It generally gets rid of trouble makers and people parking in the tenants lots to do drug deals etc. or just loiter.

The $20 you gave him went to his favorite habit - cigarettes, liquor, drugs, cat food.

Homeowner is unresponsive and unwilling to sell to anyone, likely due to some clouded judgement as a result of drug use (apparently, according to neighbor I spoke to yesterday).Is there ANYTHING I can do, speak to the bank/attorney/etc. to purchase the property ahead of auction/foreclosure?