My approach will never make an HGTV show but I have financial peace & can achieve fabulous net-wealth goals with less properties.  

However, recent developments have raised concerns within the organization.Notably, some of their staff members have departed due to issues related to the work environment and behind-the-scenes ethics.

Peace ✌🏻 Traditional turnkey refers to someone else doing a BRRR (R) for you - except the refinance: that's you buying it.

It just gives me a peace of mind.Any advice from people with experience in the PA market or just in general is would love your input on this one & connect. 

It’s TransitoryIn 2025, the apartment supply bubble will pop, fall off a cliff, come back to earth, whatever the metaphor you prefer to use… Permits for development, the last 3 years of inflated material / labor prices and much much higher interest rates has made the environment for apartment construction highly challenging.

The owner (87 years old) passed away at home peacefully.

And that answer is different for everyone, and it's not always an answer that makes sense on paper.I realize I'm giving what probably sounds like a hippity dippity world peace kind of answer, and it's certainly not a technical answer or anything about next steps, but I assume most everyone else will respond with that stuff and I can be different and throw in an injection of mindset.

Obviously each deal is different and we don't know what the rate environment will be like but is that a reasonable realistic strategy? 

Obviously in the current RE environment with rates where they are, this would obviously reduce my mortgage payment per month vs if I put only 3.5% or 5% down, potentially me helping break even or even "cash flow" on the property once I move out after a year.

Some pre-payment penalties are as long as 5 years which a likely dropping interest rate environment over the next year or two can be very expensive when you cannot refi because the PPP is to much.