In Charlotte, neighborhoods like Plaza Midwood, NoDa, and South End offer excellent opportunities for house hacking due to their popularity among renters and proximity to amenities and employment centers.

I work with many business owners/self-employed individuals and often help them bring down their DTI enough to qualify, however, I also specialize in DSCR loans so feel free to reach out so we can evaluate which route is best for your investment goals. 

If you are self-employed or cannot qualify conventional, you can use non-QM programs. 

Another reason to sell is to avoid a large capital expenditure like a roof, paving, or painting.

Look into setting an S-corp to potentially reduce self-employment taxes and Section 199A qualified business income deduction

Their setup does not ideally support frequent transactions in and out of your account, especially if you're looking to employ the infinite banking strategy.

I do not think that is a good idea. you paid Income Tax and FICA based on $20.5K on schedule C, your net income probably only left $15K (15.3% self-Employee tax + 10%+ Income tax), and you can only contribute 20% of your net income as "Employee" to 401K, that is only $3000. even you can contribute another 20% as "Employer" contribution to 401K, then you need to maintain 2 separate 401K accounts. 

If you are seeking to go back to work, perhaps you're originally employer would take you back as a dispatcher or some other in the building type job until you are recovered enough to get back into your cdl truck job.

Guys I read a couple great posts here about HELOC for self employed businesses were there are many write offs to show an income on a tax return.  

I read that it was possible to create a PM company under an LLC and pay myself to manage the properties but then I would be subject to 15% Self Employment taxes.