The back unit shares utilities with an attached ADU therefore I included the bills.

My concern here is that on his estimate he mentioned that a piece of the will be attached to my neighbors. 

I'm active Army and stationed at Eglin AFB in the Florida Panhandle. 

My 1400sqft attached townhome is valued at 550k.   

There is a personal mortgage attached to the property and I don't think I can move it without paying it all off.3.

I have purchased a rental property and instead of buying it cash I decided to finance as it needs work.I would like to split the lot and I am working through that but I have never done this with a property that has a mortgage attached. 

You can get 85% LTV on non-owner occupied through Fannie Mae and last, you can get chattel financing for anything that is not permanently attached such as homes in a park or on leased land.  

We just recently bought a house that started as a single family house but now is attached via roof line to another house on the same plat.

@Sarah BuchananAgents don't determine square footage.Tax records are a good place, but often you'll find that they're out of date if the owner decided to enclose a porch or convert an attached garage and didn't tell the tax assessor about it.

Usually refers to the date in which loans are recorded, but there are exceptions.fixed-rate mortgageA mortgage in which the interest rate does not change during the entire term of the loan.fixturePersonal property that becomes real property when attached in a permanent manner to real estate.flood insuranceInsurance that compensates for physical property damage resulting from flooding.