You may never become Steve Jobs (or Fred Astaire), but, if you play your cards right, you get enough reps to get that innate awareness of your own frequency and rhythm and you begin to find music (and prospects) that suit your speed.

I had to put money on a personal credit card and I had to open a business credit card to cover. 

-Tell them that anyone else who moves in at a later date must have a US issued ID (driver's license, ID card etc) and they cannot have any criminal record inline with your preset screening criteria. 

Unless you live in a state where deposits have to be kept in a separate account (google) I would open 1 business account and a credit card for the rental property. 

-Would it be better to ask for the down payment loan and construction loan from the same party, or are there any advantages to seeking loans for renovation costs elsewhere, such as HMLs or even credit cards?

They are a Purchase & Sale Agreement, Title Report, Power of Attorney, Disclosures, Closing Statement, Payoffs and a business card to a good attorney to get you out of the mess you will create if you try doing this on your own.But use somebody, like us, that actually knows what they are doing to learn this.

Just watched a CI webinar about the new PINV4, had my credit card in my hand seemed, but decided to research before pulling the trigger.  

If you are to go this route, here are some of the best 0% APR business credit cards.

Also, sometimes you hire uninsured people, e.g. a cleaning crew at the end, so having the insurance is rather justified at that point.For better or worse, if you can pay everybody with a credit card, you don't need to file 1099's..

As soon as I create the LLC, I go to the bank and open a checking account, savings account and apply for a credit card in the name of the LLC.