Hopefully I am incorrect.

That turned out to be incorrect, but not necessarily 'overpaying' In my experience, you cannot effectively self administer commercial leases.

Some states do require extra knowledge (my home state of NH has quite a few quirks that are not found in other states).

I've had more than one buyer balk at buying a note because they were calculating the yield incorrectly and thought it was too low.

Therefore, it's incorrect to apply the Temp.

I'm biased as an attorney but have seen lots of companies set up incorrectly by companies similar to Legal Zoom. 

To be specific, we were waved the appraisal fee, no points, lowered percentage rate (to match a competitor bank) and half the cost of lenders fee.In the first Loan Estimate everything was incorrect.

@Tchaka OwenEveryone saying that they there was no contract in place are taking an incorrect stance.What is a contract?

@Cheryl Marks  Perhaps I'm reading it incorrectly, but it sounds like you did hire him (you signed a contract), he already sold your property (you've received a closing statement), and you were charged a fee for his services. 

@Paul SandhuOur oldest was built in 1850; we still find fun quirks as we continue to refresh the place!