And we pay substantially more than $1300 monthly.Your question "If you have $1,300 why not buy" implies that you believe that buying is always more desirable and being a tenant is something people only grudgingly do if they can't afford to buy. 

I'm listening to a Podcast that has someone from Ridge Lending Group on there and it was said that as long as someone has a single member LLC that they own 100% (or if husband/wife each own 50% of multiple member LLC) and they do a quit claim deed to the LLC for asset protection, that this is allowed (which implies the due-on-sale clause would not apply).

At the bottom I have an implied rent value based on a later section that compares advertised rental rates.Next section is the Recently Sold section which is effectively the same as the current listings.I've noticed in my area there isn't a lot of recently sold data.

Again, speaking against the ideas you have attempted to imply that this loan just needs to be modified and life is good.  

This property was bought about 4 months ago, so i'm not sure if it's just a way of implying that no additional work was done , but should I be otherwise concerned ?   

Quick note: By saying "general air-quality" I didn't mean to imply air testing is less useful.

@Lewis Daniel this may not be what you want to hear but google is possibly the best trainer available right now… and it's free!

The price should be very close as the large variance will imply that low value is not a legit comp.

In recent years I have printed mine on the back side of the application.Make sure whatever you publish does not imply acceptance as THE tenant, but only these are the minimum requirements to qualify.

I'm listening to a Podcast that has someone from Ridge Lending Group on there and it was said that as long as someone has a single member LLC that they own 100% (or if husband/wife each own 50% of multiple member LLC) and they do a quit claim deed to the LLC for asset protection, that this is allowed (which implies the due-on-sale clause would not apply).