Wouldnt surprise me if some of the large multinational banks have programs for this kind of scenario.

So whatever market you settle in I'd ask around the local banks and see what kind of programs they may have, and many of them can be up to 4 units.

You don’t need an SSN to get a driver’s license, register for school, get private health insurance, or apply for school lunch programs or subsidized housing."

It's always good to shop around for rates and program options

There are insurers, re-insurers, as well as government policy etc etc that go into rates. 

For example, if a state enacts a law that prohibits individuals from having boats on their property, the state would then enforce that restriction.If the restrictive covenant governs an entire condominium building or a subdivision, they are enforceable by one or all of the property owners in that community.

I contacted the government (province as they are in charge of this) to ask and was told that I didn't need to pay for the modifications. 

This must be communicated up front because there are some lenders who have overlays.You can also buy the new primary after you take the cash out and use a DSCR loan program to buy another investment if you are worried about DTI as well.

However, the lender I am working with is part of the Maryland mortgage program that give you the 25K silent loan that needs to be payed back if you sell or refinance.

. 😜2) Courtesy of your state government: A Practical Guide for Tenants & Landlords - Michigan Legislature