Quote from @Ogonna Odo:  Small ones will not, they typically like cash or checks.

They require all cash to buy so the people there have money.

Most lenders won't require an application fee and should be able to clearly lay out their financing costs, cash to close, and projected profitability for you.I hope this helps.

In terms of my goals, I concentrate/focus on three metrics (and cash flow isn't one of them because that can be manipulated). 

If you do decide to start flipping homes- as a new investor you can either self finance with all cash, or you can contact a commercial lender like myself and expect terms to be 75-80% of the purchase price with 100% of the rehab financed through a draw.

Second to cash in the bank is HELOC cash because you can use it however you want (you just have to see it already in an account).

@Thomas Farrellmiscellaneous reactions-BRRRRs won't produce cash flow - they're an equity strategy, not a cash flow strategy-OOS BRRRR on your first deal will be incredibly difficult. 

Socal is tough to find investment properties that work.I have a great realtor in Sacramento that can find properties that cash flow.

Can you easily find cash purchases close to the property and things like that?

Know the rules of the sale, some sales wipe out liens, some do NOT, some require only cash payments, others won't accept cash, personal checks or business checks, some require pre-registration, some require that the bidder can't owe delinquent taxes on any property, some vet the bidders for state and Federal liens,.....2.