Their fill hose sprung a leak or something and hundreds of gallons of water poured into the apartment below them.

At the end of the day, your servicer is there to keep your loan compliant and to process and apply payments.

I just bought a house that I could afford, did what I could to create equity and tried to repeat that process when I had an opportunity.

We do it up the hill Reno and with a good agent they can give you all the options and guide you through the process.

Be sure to fill out your profile as many of us use it to try to offer better assistance.Happy Holidays!

Or maybe you fill the unit a month faster and it pays for itself.

I also just use word processing to create a guide book. 3 ring binder with sheet protectors.I put in all sorts of things like local menus, maps to cool places etc.

A good score is an easy "yes", but a bad score is an "ask more questions" in my process.

Typically Conventional will end 42% of DTI and FHA can get up to 51% DTI (and based on your credit score I think you should stretch to that 51%) Just a few things to start thinking about as you are working through the process. 

If the higher end rent prices on comparable units take an extra month to fill the vacancy and also the tenant stays 1-2 years instead of 3-4 years on average those landlord make LESS income charging that rental price ESPECIALLY if they pay a PM a placement fee upon turnover on top.