You can tell if it's a relatively real comp, or it's something they just kinda made up based on what the news paper says, just by how they fumble around to answer you.

Hi Bubba, Transitioning to online-first marketing is crucial in today's digital age.

If not you can take out up to 100% Cash out where you might lose a low first rate but good news you can refinance in 12-24 months and lower the rate.Mortgage rates are getting better and will be back down in the next couple of years allowing you to refinance and recapture a lower rate if you take out cash now.

I saw a news story this week about squatters breaking into a home while the people were home and claiming tenant rights.

Personally I invest in stocks, mutual funds, moneys in high yield savings account, dabbled in digital currency and but primarily real estate.

The upper level would be overflow capacity in the peak season and a 4-week or 12-week rental to digital nomads in the off-season.

The good news is, most people are quite lazy. 

Exciting news!

I'm sure you've seen some of these news reports with underpinning where they dug too much at one time and the wall collapsed and damaged a party wall damaging two houses. 

The family upgrade, the "just because" bigger home buyer, the empty nester downgrades, the 2nd home, etc are choosing to wait and see, due to news of inflation and interest rates.