But there are also some real challenges, like dealing with lower tenant quality on average, the extra red tape, annual inspections, and the longer time it takes to get tenants placed compared to the open market.

Columbus is going to be a market with more expansive growth compared to Cleveland, which is currently pretty steady with higher cash flow but less appreciation. 

As I've compared the two, I feel that the Fannie Mae Homestyle product is an easier process.

They should be given 2 to 3 years to do something like that given its harder to retrofit those in and its also much more costly to put in compared to new construction.Again, they've been going for 30 or 40 years with nothing and now expect everyone to just jump. 

Hi @Michelle SimoniI would use the Lenders tab on BiggerPockets and reach out to a few different lenders to compare.

This is consistent with data from sources like Zillow, Redfin, and the local Santa Barbara Association of Realtors.However, when I go to "Pick Markets" and select Santa Barbara, the median home price listed is $620,000, which doesn’t align with what I’ve observed locally.

The lower entry costs compared to other markets, plus lower taxes, make it great for consistent cash flow.

With consistent rental income and a strong potential for future appreciation, this property offers a reliable addition to any portfolio.

Highlight nearby conveniences and any neighborhood growth to attract interest.Focus on framing the size as a bonus that buyers get more space and value for their money compared to smaller homes.

Taking financial advice from people who have made a life of consistent bad financial decisions is never a good idea.