If there is no HOA ( which there probably is not) and if there is no Arch committee which original I bet was set up by the subdivider when these plats were recorded.. no longer exists.. what U want to do is check with the planning department.. they will NOT enforce CCRs only the other residences can bring an action and reality is as long as you meet current zoning  Neighbors are not going to go to the expense to bring an action against you.. 

Isn't there a committee?

Dealing with 'committees' isn't my favorite thing to do either, once you finally do get an offer in the correct way.  

CT has a nice welcoming committee. 

Or is everything done by committee?

So you're basically having your loan officer present to their lending committee.

(Long story short, zoning dept. didnt inform me when I asked them about the zoning of this property that two months later they would change the city code that would essentially outlaw single family conversions to duplexes....it required me to present to zoning committees, city council, and months of waiting.)- Do what you can, but always hire out what you can't or can't do well. - Don't hire friends. - Not being a "handy" guy by nature and more of being the "behind the desk" type, I learned a crap ton about electrical, plumbing, drywall, flooring, using power tools, etc.- Invest the time to source your materials well, it may take more time, but itll save you alot of money.

By the time their loan committee can approve a loan the deal may be lost to another investor.

A committee should be put together to draft the code of ethics, rules and regulations, benefit of getting involved etc.

In many cases after that it goes to committee before the loan is approved.