Planning ahead for your move to Rapid City and setting up a network is a smart approach, especially since you’re already experienced with properties in NC and Las Vegas.

Shifting to Northwest Indiana sounds like a great move, and your BRRRR strategy is a solid approach for scaling.

What matters is their competence in real estate taxation and their approach to business.  

I agree with the "it depends" approach when it comes to determining reserves, but generally, it should align with the age and anticipated maintenance needs of the property.For example, we have a duplex built in 2003 with the original AC units and roof.

HOWEVER I just met someone from PadSplit, and partnering with a company that specializes in that could be a really great approach.

I'm chez, and I've been lurking on BiggerPockets for a while now, soaking up all the incredible knowledge here.

Good Afternoon, I am approaching my loan seasoning timeframe and I'm getting ready to Refinance and get a lower rate using the IRRRL.

We're now dancing around the 6000 total single family homes available which swings up as the weekends approach and new homes hit the market and retract below 6000 homes after the weekend and homes go under contract.There was a 3.2% increase in active listings from August to September, slightly lower than the June to July increase.

@Philip Jones we've helped our clients do over a hundred.As some of the lenders posting have pointed out, the challenges are:1) Property value and corresponding loan size2) Appraisals have much better comparables than 5 years ago, but may still be an issue.3) Property condition can be an issue via the appraisal4) Ownership seasoning - most lenders looking for 6+ months or incredible documentation for cost of improvements made.5) Most DSR lenders require professional property management.Always try a small local bank or credit union, but most will expect you to transfer your business bank accounts over to them. 

I completely agree—knowing your target traveler and adjusting your approach accordingly is crucial.