As others pointed out, this may be a situation where you want to record the inspection to document her odd behavior in case you have to defend yourself in court.

I also was a back room vendor at Rich Dad .. same situations.

Many (most)lenders specialize in just a few loan speciality types, which may not include the type that would be optimal for your particular situation.2.

It definitely escalates the situation though, so I'd research the process and carefully consider the option before embarking on it...but if you pursue that route you can likely escrow Dec 1 rent and I'm sure that will get some attention. 

Hopefully future people will see this and avoid any RISK situation like this!

Any time I hear someone refer to "cold calling", I cringe as I put myself in the position of the person receiving the call or email and know that I will almost never buy/agree to anything from someone cold calling me.What I like to do when I'm in these situations, is try what I refer to as "warm calling".

Hoarding is a weird situation.

It is not accurate in a conversion situation.

I would work with a lender on your specific situation. 

But, that is not always the right answer and you should speak with someone familiar with your personal situation to get advice specific to you.