This would not be offered if the net proceeds from the property on a foreclosed sale would be more than the net present value of the new note. the target will be 31% of gross income.So to begin with you need to determine if the mortgage is more than 31% of gross income then determine if the owner has an acceptable hardship, decrease in income , medical bills etc.need to move would not qualify for modification hardship but would qualify for consideration of a short sale, (same documentation and paper work) .

Too many investors got caught with flips or loan collateral that rapidly decreased in value during our RE crash.

Is that a conservative estimate and is there some upside potential to decreasing expenses (for instance, adding a RUBBS system).Next, 12% return where I have to self-manage is too low for my tastes.

Tod R. chimed in saying the apps needed to help tenants save money on neighborhood services or help owner make additional income.Joshua Dorkin found a nice vid to go with my suggestion of a huge iPad wall that could slide between units to create or decrease functionality for a price.

As the government continues to print more money - inflation will be going up and your buying power will decrease.

With rates continuing to decrease, I'm also looking to close a couple of refinances on several free and clear properties.Rich

Now with the increase in my actual expenses, my return will decrease, I have yet to calculate how much.

You may want to see if there is any benefit to you for increasing or decreasing those numbers based on his performance.

After repaired value is a concept that delineates that repairs are needed to capture a higher percent of the retail price range sometimes decreasing marketing time as well.

When you take away that over-supply (tighten-or, better put, "implement" lending criteria), you are going to drive down demand for housing, while keeping supply relatively constant (actually, due to rampant builder production, supply increased even though demand decreased).