You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.There are over 20 real estate accountants on this site.

So don't let that scare you again the way of your decision making.

I haven't made any final decisions yet. 

You can still have an operating agreement that everyone agrees to and it will accomplish the same thing.One thing I forgot to mention is what I did with a business partner is we have 50/50 ownership, but one person has 51% decision power.

Even inland away from the coast - there's the risk of wind and/or flooding from crazy rain - I could see people rethinking their decision to move to florida. 

Trying to get someone at the bank to make a decision is going to be a hard task.

Whether you're a homeowner, investor, renter, or real estate professional, your stake in this decision is real and lasting.

To get the best pricing and still do it correctly, you will likely need multiple trades, depending on what the purpose of each chimney is.  

The borrowers pay significantly less for those appraisals; they usually lack vital information, tend to be performed to much more “lax” standards, and often lack good decision making as to comps, capitalization rates, and adjustments of value between the subject property and the comps.  

Consulting with a pest control and mold remediation professional could give you a clearer idea of the potential scope and cost before making a decision.