Andy yes, if you read their addendums, they can likely cancel the contract at any time for no reason whatsoever, and simply return your EM.

If I come across a tenant with any drug involvement whatsoever they will be rejected.

I would like to remedy this by learned about the process rather than avoiding a foreclosure leads whatsoever, but I understand where your coming from.

@Courtney MurrayIf you already have the phone number then you have no need whatsoever to spend money on direct mail.

Or do I assume that if they have the title that there are no liens on it whatsoever since this is more of a DMV thing than it is real estate?

You'll have better luck finding hen's teeth. 

I also believe that you should grit your teeth together, walk back into the office and give them hell!

@Steve Vaughan   Steve from the lenders perspective its like pulling teeth to get people to the point.So I use an air traffic controllers com tactics.. when he knows your off your heading and maybe head straight for Mt.

Cutting your teeth on a dozen single family homes is a good place to start.  

I don't think I'll be making any 5+ unit buys any time soon, I want to cut my teeth on SFR or maybe a duplex to get my initial learning in.