@Christian Beebe,Sounds like you need to set up an entity or two or ... and set up credit for them since yours is trashed.You'll want to get your properties into an entity structure so the BK thing - or anything else - can't happen again.Then, do everything in entities going forward.Remember: control everything, own nothing.Here's a diagram of what it should look like:Set up a revocable trust with you as the beneficiary.

Using the deposit to cover rent, leaves you with nothing to cover damages or other shortages (utilities).Most of the time you can work with the departing tenant once you demonstrate that you have a common interest - i.e. you want to get the unit advertised, cleaned-up, and re-rented as soon as possible and they want to be finished paying you rent as soon as possible.In one or two instance where we have had a tenant unilaterally decide they had no further obligation to pay rent, we have filed late & default payments on their credit (here you can normally only do this if you secured their consent during the application and leasing process) and proceeded with the eviction process.  

in my area if the seller will not a consent to return the documents to the seller the escrow company files an interpleader with the court so they have NO liability and cannot be sued by an unhappy buyer. 

However Landlord agrees that any such financing agreement would not add, delete, or modify any terms under the Lease without the written consent of TenantI am not sure if I am comfortable with this addition.

If you want to pursue subject-to, see if the seller will do as Rick suggested - deed the property into either a land trust or revocable trust and assign beneficial interest to you.

The extra occupants will be one adult and two boys (11 and 15).My lease agreement states that number of occupants is three unless written consent is provided by the landlord.

Have an adult you trust work with an attorney to set up a revocable trust of which you are the beneficiary.  

You wouldn't need divide by subdivision, only by consent.

Your CRA should advise and require signed authorization from the applicant and it should be kept on file for 25 months from the time of inquiry.There are certain types of credit inquiries that can be made without the consumer's consent, but that's not applicable in this scenario.

Just to let every one know Crest Core Did nothing without my consent and I fully trust them