I currently lead a family group of real estate entrepreneurs/novice investors who are looking to supplement our current incomes, build wealth and create financial independence for ourselves and future generations. 

If your low income tenants are a pain to manage, maybe trade into better neighborhoods or into commercial, outsource to a PM, so many options. for me real estate ( those of us who derive our commission income from it) this is a lifestyle choice we are independent contractors and as such we have freedom to do whatever we want..

Please check out this recently published article on BIggerPockets which addresses your exact question - BRRRR financing pros/cons of all the options (Cash / Hard Money / DSCR / refinance options)https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...

Last year, I took the plunge into independent flipping, focusing on Cincinnati, OH.👷‍♂️ Meet the Team: I've partnered with a stellar construction crew led by a former hedge fund construction exec in Ohio, we're currently crushing it with streamlined processes and quality work.  

As Jonathan mentioned, seek out an agent (independent agents write with multiple insurance companies) who writes in both states and have them run the quotes.

Glad to hear things are going well...Learning can stimulate tremendous growth in a very short period of time depending on how you use what you learn.One thing I'd highly recommend doing, if you haven't started doing so already, Is to download audible and start listening to books on the areas in which you're looking to learn/invest.BP has published many very valuable books on many different subject including BRRRR, investing with little/no money down, estimating rehab costs, property management... to name just a few.This is a journey, not a sprint, so take your time, adjust to being in it for the long term, and FOCUS!

fairway independence mortgage company, i like these folks a lot. they’re in cincinnati.  

I am excited to immerse myself in the world of real estate and take on new challenges as I embark on this journey.Goals:As a new member of the real estate investing community, my primary goal is to educate myself, gain hands-on experience, and ultimately achieve financial independence through smart and strategic investments.

I hope to have my book published this summer and it will include all these great tips and more!

I have an awesome girlfriend of almost 4 years and is a big motivator for me trying to become financially independent so I can provide her and my future family a great life.